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Free Financial Course

Budgeting

The Salvation Army’s financial coaching service can help you review your financial position and create a money plan. By planning to pay essential expenses such as food and rent, or helping you deal with non-complex debts such as bills or rental arrears, you get on top of your money matters. VIEW COURSE

Financial Counselling

budget

Are you struggling to pay off your credit card? Is legal action imminent? Is your electricity bill overdue … again? Are you having trouble making ends meet? Even if everything feels overwhelming, there is hope – you can get your money under control. The Salvation Army’s free Moneycare financial counseling service is here to help. […]

Exciting budget announcement for first home buyers

Many things were covered off in the 2022-2023 Budget. One I like is the temporary cut to fuel tax! The government is set to reduce fuel excise by 50% for six months, down from its current 44.20 cents per litre to 22.10 cents. Maybe a little longer would be a great idea Treasurer! 🤔 Home […]

5 costs you need to consider before buying a property in Australia

Savings

1. Deposit of between 0-20% depending on your individual circumstances. 2. Stamp Duty. This amount is dependent on the state you live in, and how much the property is worth. First home buyers do receive a concession and this varies from state to state too. 3. Purchase costs including building and pest inspections, legal fees, […]

How to buy a home without a 20% deposit

low deposit

While property price growth is slowing in some parts of Australia, the cost of living is rising, making saving for a home even more difficult. With that in mind, here are some other options for obtaining a home loan without a 20% deposit! 🏡 1. Lenders Mortgage Insurance (LMI) is a one-time payment that protects […]